Terms of Service

The company operating under the brand “L4L Invest” (the “Company”, “we”, “us”, or “our”) provides

professional advisory and consulting services in the areas of investment strategy, digital assets,

DeFi infrastructure, and copy-trading solutions (the “Service”).

Before using the Service, please read these Terms of Service (the “Terms”) together with any other

policies, guidelines, or notices made available through the Service.

By accessing or using the Service, you confirm that you have read, understood, and agreed to be

bound by these Terms. If you do not agree, you must not access or use the Service.

Definitions

Client / You — any natural person who has reached the age of majority under the laws of

their country and who receives the Service from the Company under these Terms.


Copy-Trading Signals — recommendations and instructions provided by L4L Invest that the

Client may use to execute trades on third-party platforms; all actions are performed

independently by the Client.


Portfolio — the set of assets held by the Client, including digital assets, tokens, and any

investment instruments used in connection with the Company’s consulting services.


Multi-Signature — a cryptocurrency wallet requiring multiple signatures to execute

transactions, used to implement the Client’s strategy, with each transaction requiring the

Client’s approval.


Entry Fee — a predetermined, non-refundable fee paid by the Client for consulting services,

including strategy development, training, and assignment of dedicated analysts.


Success Fee — a fee calculated as a percentage of net profits generated by the Client’s


Advisory Fee — an annual fee calculated as a percentage of assets under advisory service.


DeFi Infrastructure — the technical systems, protocols, wallets, smart contracts, and related

tools used to implement investment strategies within decentralized finance ecosystems.

1. Acceptance of Terms

1.1 These Terms constitute a legally binding agreement between you and the Company.

1.2 By accessing or using the Service, you represent and warrant that:

• you have reached the age of majority, have the legal capacity to enter into these Terms under

the laws of your country of citizenship or residence, and are authorized to use the Service in

compliance with all applicable local, national, and international laws;

• you are solely and fully responsible for ensuring that your use of the Service complies with the

laws of your country, and the Company is not responsible for any violation of local laws

committed by you;

• you are solely responsible for your actions, investment decisions, and transactions performed

in connection with the Service; all recommendations, strategies, or guidance provided by the

Company are for informational and advisory purposes only, and any action you take based on

them is entirely voluntary, constitutes your own independent decision, and is undertaken at

your own responsibility for any resulting gains or losses;

• any transactions executed through Multi-Signature wallets, copy-trading platforms, or other

mechanisms require your explicit confirmation, and the Company is not liable for the

outcomes of your independent actions;

• all information, analyses, or materials provided by the Company are confidential, and you

agree not to share, copy, forward, or otherwise distribute them to third parties; breach of

confidentiality may result in immediate termination of access to the Service;

• the Company may use third-party platforms, tools, or services to deliver the Service, and you

agree to comply with their terms, policies, and privacy rules; the Company is not responsible

for interruptions, data breaches, or other issues arising from third-party services;

• your use of the Service is entirely voluntary, nothing in these Terms obliges you to participate,

and the Company makes no guarantee regarding financial outcomes, rewards, or other

benefits from using the Service;

• you acknowledge that payment of all applicable fees — including the Entry Fee, Success Fee,

and Advisory Fee — is required prior to or during your access to the Service, in accordance

with Section 3 (Fees and Payments).

2. Description of the Service

2.1 The Company provides professional advisory and consulting services in the areas of investment

strategy, digital assets, DeFi infrastructure, and copy-trading solutions, designed to help Clients

make informed investment and operational decisions. The Company does not manage, hold, or

control Client funds or digital assets; all actions are performed under the Client’s sole

responsibility.

2.2 Clients receive a structured, guided advisory experience that generally includes:

• Initial engagement and briefing — the Client provides information on their investment goals,

experience, risk tolerance, and existing Portfolio;

• Strategy development — the Company develops a personalized investment and trading

strategy outlining recommended allocations, risk considerations, and potential opportunities in

DeFi or copy-trading, which may include methods such as concentrated liquidity positions, on-

chain confirmation of trades, watchlists of major market participants, and early entry into new

DeFi pools and incentive programs;

• Educational support and guidance — materials and instructions on the safe operation of digital

assets, Multi-Signature and non-custodial wallets, and copy-trading setups, including

overviews of cryptocurrency and DeFi concepts and best practices for security and risk

management;

• Advisory consultation and confirmation — access to consultations with assigned analysts to

review the strategy and confirm decisions, with all transactions requiring explicit Client

approval;

• Ongoing monitoring and reporting — continuous support through regular communication,

guidance on adjustments, and periodic reporting on Portfolio performance;

• Risk awareness — the Client acknowledges that all decisions and actions are undertaken at

their own risk and that participation in DeFi protocols, non-custodial wallets, Multi-Signature

transactions, and third-party platforms involves inherent risks the Client accepts and

manages;

• Independent decision-making — the process ensures the Client is fully informed,

independently approves all transactions, and is aware of the associated risks while benefiting

from the Company’s expertise and support.

3. Fees, Payments, and Entry

3.1 The Client pays a predetermined, non-refundable Entry Fee for the Service, covering, without

limitation, Portfolio analysis, development of personalized investment strategies, guidance on

DeFi infrastructure, copy-trading setup, assignment of dedicated analysts, preparation of reports,

and educational support.


3.2 The specific amounts and payment terms are defined in a separate document — the Fee

Agreement.


3.3 In addition to the Entry Fee, the Client pays a Success Fee (a percentage of profits generated

from investments executed based on the Company’s advisory services, with the exact rate

depending on Portfolio size, risk profile, and scope of services) and an Advisory Fee (based on

assets under advisory, typically assessed annually and payable after the first twelve months if

the agreement is extended). The specific amounts and payment terms are specified in the Fee

Agreement.


3.4 All fees, including the Entry Fee, Success Fee, and Advisory Fee, are non-refundable once the

Service has been rendered or initiated. By paying any fee, the Client acknowledges that the

Service has been provided in accordance with these Terms.


3.5 Any additional services requested by the Client beyond the agreed scope may be subject to

separate fees, agreed in writing in advance.


3.6 Payment of the Entry Fee confirms that the Client has received access to the Service and

acknowledges the commencement of consulting, advisory support, and educational materials.


3.7 The Company may adjust the structure and rates of any fees in the future. Any change is

communicated to the Client in writing and applies only to future advisory services, subject to

mutual agreement.

  1. Intellectual Property Rights

4.1 All rights, title, and interest in and to the Service — including consulting materials, analytical

reports, investment strategies, training materials, Portfolio analyses, copy-trading signals, text,

visual and graphic materials, logos, trademarks, and other related intellectual property, including

proprietary strategies, methodologies, and dashboards — are and remain the exclusive property

of the Company or its licensors. Accessing or using the Service confers no ownership rights in

any of the Company’s intellectual property.


4.2 Any unauthorized use of L4L Invest branding, including copying, redistribution, resale,

modification, or creation of derivative works, is strictly prohibited and may result in immediate

termination of access without refund and/or legal action.


4.3 The L4L Invest name, logo, domain names, and all related trademarks are the exclusive property

of the Company. Users may not use, imitate, register, or attempt to create any derivative

branding or domain names without the Company’s prior written consent.

  1. User Conduct and Termination

5.1 Clients must use the Service in a lawful, ethical, and responsible manner. Any form of fraud,

harassment, abuse, spamming, phishing, or activity that may harm the Company, other clients,

or third parties is strictly prohibited.

5.2 Clients may not:

• attempt to gain unauthorized access to the Service, other accounts, systems, or networks;


• copy, modify, reverse engineer, or distribute any part of the Service without explicit written

consent;


• interfere with or disrupt the integrity or performance of the Service;


• use the Service for illegal, fraudulent, or unauthorized commercial purposes.

5.3 The Company may, at its sole discretion, suspend, restrict, or terminate a Client’s access

immediately, without prior notice and without refund, if the Client violates these Terms, engages

in prohibited actions, or behaves in a manner that may harm the Company or other clients.


5.4 Clients acknowledge that no refunds are provided in cases of suspension or termination of

access due to violation of these Terms.


5.5 Clients are encouraged to promptly report any suspicious, fraudulent, or harmful activity related

to the Service to the Company.

  1. Waiver of Warranties & Risk Disclosure

6.1 The Company makes no representations or warranties of any kind, express or implied, regarding

uninterrupted availability, performance, reliability, or suitability of the Service. Clients

acknowledge that technical issues, maintenance periods, or system failures may occur and may

affect access to advisory materials, reports, or signals. The Company disclaims liability for

delays, disruptions, data loss, or unavailability, regardless of cause.

6.2 Clients understand that the Service provides professional advisory and informational content

only. The Company does not manage, control, or hold client funds or digital assets. All decisions

regarding investments, trading, or DeFi activities are made independently by the Client at their

own risk.

6.3 All recommendations, strategies, and guidance are for informational purposes only. Clients

acknowledge that investments in digital assets, tokens, or other financial instruments carry

significant risks, including potential total loss of capital, market volatility, technological failures,

cyberattacks, or third-party protocol issues.


6.4 Participation in the Service is entirely voluntary. Clients accept that financial outcomes, including

gains or losses, are solely their responsibility, and the Company does not guarantee profits,

rewards, or appreciation of digital assets.

6.5 The Service may involve third-party platforms, protocols, or tools. The Company does not

guarantee their safety, security, or functionality, and Clients accept the inherent risks, including

operational failures, exploits, or other security issues.

6.6 The Company is not liable for any loss, delay, or failure caused by events beyond its reasonable

control, including natural disasters, armed conflicts, regulatory changes, market disruptions, or

widespread internet outages.

  1. Dispute Resolution

7.1 In the event of any dispute, claim, or controversy arising out of or in connection with these Terms

or the Service, the parties shall first attempt to resolve the matter amicably through good-faith

negotiation. All complaints must be submitted in writing via the official support channel published

by the Company.

7.2 If the parties cannot reach an amicable resolution within a reasonable period, the dispute is

submitted to the competent forum agreed by the Company under applicable law. Clients agree

that any legal action is brought individually and not as part of a class, collective, or

representative proceeding.

7.3 These Terms, and any dispute arising from or relating to them, are governed by and construed in

accordance with the applicable law designated by the Company, without regard to conflict-of-law

principles.

  1. Miscellaneous

8.1 The Company may modify, amend, or update these Terms at any time at its sole discretion.

Changes become effective upon publication through the Company’s official channels. Continued

use of the Service following any update constitutes binding acceptance of the revised Terms. It is

the user’s responsibility to review these Terms periodically.

8.2 For questions, technical support, or dispute-related inquiries, users may contact the Company

via the official support channel published by the Company.

8.3 These Terms form part of the overall contractual framework, which also includes the Investment

Advisory Agreement, Fee Agreement, Non-Disclosure Agreement, and Risk Disclosure

Statement.

The materials on this site are for informational purposes only and do not constitute an investment recommendation, offer, or invitation to invest. Any investment decision must be made solely on the basis of the relevant documentation and after an independent assessment of the associated risks. Investing involves risk, including the possible loss of capital. Past performance does not guarantee future results.

© 2026 L4L Ltd. All rights reserved.

The materials on this site are for informational purposes only and do not constitute an investment recommendation, offer, or invitation to invest. Any investment decision must be made solely on the basis of the relevant documentation and after an independent assessment of the associated risks. Investing involves risk, including the possible loss of capital. Past performance does not guarantee future results.

© 2026 L4L Ltd. All rights reserved.

The materials on this site are for informational purposes only and do not constitute an investment recommendation, offer, or invitation to invest. Any investment decision must be made solely on the basis of the relevant documentation and after an independent assessment of the associated risks. Investing involves risk, including the possible loss of capital. Past performance does not guarantee future results.

© 2026 L4L Ltd. All rights reserved.